论文标题
一项关于分散财务（DEFI）协议业务模型的简短调查
A Short Survey on Business Models of Decentralized Finance (DeFi) Protocols
论文作者
论文摘要
通过利用智能合约，分布式分类帐以及不同协议之间巧妙的异质交易，分散的财务（DEFI）服务将传统的财务运营转移到价值（IOV）。在Defi预示中锁定的总价值（TVL）的指数增长是在大量服务中自动转移的光明未来。在这篇简短的调查文件中，我们描述了不同DEFI领域的业务模型 - 即可借贷基金的协议（PLFS），分散交易所（DEX）和收益集合器。我们声称，文献的当前状态仍不清楚如何重视数千名不同的竞争者（代币）。通过这项工作，我们将一般业务模型抽象为不同的Defi域并进行比较。最后，我们提供的开放研究挑战将涉及经济学，金融和计算机科学等异质领域。
Decentralized Finance (DeFi) services are moving traditional financial operations to the Internet of Value (IOV) by exploiting smart contracts, distributed ledgers, and clever heterogeneous transactions among different protocols. The exponential increase of the Total Value Locked (TVL) in DeFi foreshadows a bright future for automated money transfers in a plethora of services. In this short survey paper, we describe the business model for different DeFi domains - namely, Protocols for Loanable Funds (PLFs), Decentralized Exchanges (DEXs), and Yield Aggregators. We claim that the current state of the literature is still unclear how to value thousands of different competitors (tokens) in DeFi. With this work, we abstract the general business model for different DeFi domains and compare them. Finally, we provide open research challenges that will involve heterogeneous domains such as economics, finance, and computer science.
