论文标题
为财务文本分类中的深层变压器生成合理的反事实解释
Generating Plausible Counterfactual Explanations for Deep Transformers in Financial Text Classification
论文作者
论文摘要
公司合并和收购(并购)每年在全球范围内占数十亿美元的投资,并为人工智能提供一个有趣且充满挑战的领域。但是,在这些高度敏感的域中,不仅具有高度健壮和准确的模型至关重要,而且能够生成有用的解释以获得用户对自动化系统的信任。遗憾的是,关于财务文本分类中可解释的AI(XAI)的最新研究几乎没有受到关注,并且许多用于生成基于文本的解释的方法导致了高度难以置信的解释,这会损害用户对系统的信任。为了解决这些问题,本文提出了一种新的方法,用于产生合理的反事实解释,同时探索对金融科技领域语言模型的对抗性培训的正则化益处。详尽的定量实验表明,与当前的最新和人类绩效相比,这种方法不仅可以提高模型的准确性,而且还产生了反事实解释,这些解释基于人类试验,这些解释明显更合理。
Corporate mergers and acquisitions (M&A) account for billions of dollars of investment globally every year, and offer an interesting and challenging domain for artificial intelligence. However, in these highly sensitive domains, it is crucial to not only have a highly robust and accurate model, but be able to generate useful explanations to garner a user's trust in the automated system. Regrettably, the recent research regarding eXplainable AI (XAI) in financial text classification has received little to no attention, and many current methods for generating textual-based explanations result in highly implausible explanations, which damage a user's trust in the system. To address these issues, this paper proposes a novel methodology for producing plausible counterfactual explanations, whilst exploring the regularization benefits of adversarial training on language models in the domain of FinTech. Exhaustive quantitative experiments demonstrate that not only does this approach improve the model accuracy when compared to the current state-of-the-art and human performance, but it also generates counterfactual explanations which are significantly more plausible based on human trials.