论文标题
农业保险的赔偿金：欧盟国家的风险敞口
Indemnity Payments in Agricultural Insurance: Risk Exposure of EU States
论文作者
论文摘要
这项研究估计了各个欧洲国家在农业保险中支付的赔偿金的风险贡献。我们将总风险敞口建模为保险组合，在每个国家的风险特征方面都是独特的。这些数据是从欧盟委员会和世界银行最近进行的调查中收集的。也使用了农场会计数据网络。该研究中包括26个成员国中的22个。结果表明，欧洲裔甲虫国家是主要的风险贡献者。这些国家不仅具有预期的损失最高，而且还具有高度的赔偿金。北欧国家的赔偿金和风险敞口最低。
This study estimates the risk contributions of individual European countries regarding the indemnity payments in agricultural insurance. We model the total risk exposure as an insurance portfolio where each country is unique in terms of its risk characteristics. The data has been collected from the recent surveys conducted by the European Commission and the World Bank. Farm Accountancy Data Network is used as well. 22 out of 26 member states are included in the study. The results suggest that the EuroMediterranean countries are the major risk contributors. These countries not only have the highest expected loss but also high volatility of indemnity payments. Nordic countries have the lowest indemnity payments and risk exposure.
